FINA 446-151 RETIREMENT PLANNING Introduces the student to the study and application of contemporary techniques for individual retirement planning. The instruction will include the retirement field as a profession, as well as the personal financial planning process (budgeting, emergency fund planning, credit and debt management) and personal financial statements. Other specific topics covered include the social security system, Medicare, defined benefit plans versus defined contribution plans, vesting, tax effects of investing, qualified versus nonqualified plans, and tax-advantaged retirement plans (401K, 403b, etc. accounts). Prerequisite: B or better on FINA 311. Three hours per week.