Center for International Education


Holloway Hall
Salisbury University - Center for International Education
Immigration Advising

J-1 Visa Status

General Information

Health insurance

According to federal regulations, all J-1 Exchange Visitors to the United States must carry health insurance for themselves and J-2 dependents for the full duration of a J-1 program. The insurance policy must include the following:

  • A deductible of no more than $500 per accident per illness;
  • Minimum benefits of $50,000 per accident or illness;
  • $7,500 benefit for repatriation of remains in case of death;
  • $10,000 coverage for medical evacuation travel expenses;
  • Any waiting periods for pre-existing conditions should be reasonable by current industry standards; and
  • Policy must be backed by full faith and credit of a home country government or must meet minimum rating requirements established by the US government (an A.M Best rating of “A-” or above, an Insurance Solvency International, Ltd. (ISI) rating of “A-I” or above, a Standard and Poor’s Claims-paying ability rating of “A-” or above, or a Weiss Research, Inc. rating of “B+” or above.

Government regulations stipulate that if a J-1 visa holder does not carry health insurance for himself and all dependents, they will have to depart the USA before completing the program as the J-1 Sponsor must terminate the program and report the program violation.

Salisbury University has made arrangements for insurance coverage with HTH Worldwide:


For more information, please visit: U.S. Department of State