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Salisbury University BW
A Maryland University of National Distinction
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Human Resources
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Important Information

Wellness Fact Sheet

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Exempt Employees

Non-exempt Employees

Contractual Employees

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Insurance Benefits

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Medical Insurance

Prescription Insurance

Dental Insurance

Life Insurance

Accidental Death & Dismemberment Insurance

Flexible Spending Accounts

Long Term Disability Insurance

Insurance Benefits Home »

Benefits Home »

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Salisbury University offers a full range of benefits to its regular employees. Many are a part of the State of Maryland's benefits menu, or flexible benefits plan, which allows employees to choose their benefits and pay for them with pre-tax dollars. The following list offers a brief description of the choices available. More information on these benefits is available from the Human Resources Office at 410-543-6035.

Insurance Benefits

Medical Insurance

Employees may choose from three types of medical plans:

  • Preferred Provider Organization (PPO)
  • Exclusive Provider Organization (EPO)
  • Integrated Health Model (IHM) (regional network only including Baltimore/DC/VA)

The main differences between the three types of plans are the choice of physicians, referral, and the premium costs. Some things to keep in mind:

  • Plan summaries and standard benefits charts for each type of plan can be found in the medical section of the State of Maryland Benefits Guide.

2018 Premium Rates

2017 Premium Rates

  • Health Insurance Coverage Options:
    CareFirst -
    United Healthcare -
    Kaiser Permanente IHM -
  • Premium costs vary depending on the specific plan and level of coverage selected.
  • All plans require the selection of a primary care physician (PCP). Lists of PCPs by plan are available on the related website.
  • All medical plans include vision benefits.

Children's Health Insurance Program Reauthorization Act of 2009 (CHIPRA).

  • If you or your children are eligible for Medicaid or CHIP and you are eligible for health coverage from your employer, your State may have a premium assistance program that can help pay for coverage. The link below provides information regarding eligibility requirements for this program.
    CHIP Premium Assistance Fact Sheet [PDF]
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.: Equal Opportunity Statement :.

Salisbury University has a strong institutional commitment to diversity and equal employment and educational opportunities for its faculty, staff and students. To that end, the University prohibits discrimination on the basis of sex, gender, marital status, pregnancy, race, color, ethnicity, national origin, age, disability, genetic information, religion, sexual orientation, gender identity or expression, veteran status, or other legally protected characteristics. The University adheres to the EEO/AA policies set forth by federal and Maryland laws. Direct all inquiries regarding the nondiscrimination policy to: Humberto Aristizabal, Associate Vice President of Institutional Equity, Title IX Coordinator, Room 100 Holloway Hall, 1101 Camden Ave. Salisbury, MD 21801; Tel. 410-543-6426.

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Salisbury University 1101 Camden Avenue Salisbury, MD 21801 410-543-6000