How to Apply for a Graduate PLUS Loan

Step 3: Complete Direct Graduate PLUS Loan Promissory Note

Note: This is for first-time borrowers only.

Sign In:

  • Go to (Note: This is the U.S. Department of Education's official student loan website, which has a .gov extension. Do not use, which is a commercial website.)
  • Student signs in with PIN and user details. If the student borrower does not already have a PIN, they will need to apply for one through
  • Click the Complete Master Promissory Note (MPN) link.

  • • Click the Graduate PLUS link.

  • Make sure to click "Submit" at the end of the MPN to ensure the information is electronically sent to the Direct Loan Servicing Center. Our office will be notified, electronically, within 1-2 working days.

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