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Salisbury University BW
A Maryland University of National Distinction
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The Initial Financial Aid Package

Our office uses the FAFSA results to determine eligibility for the various need based and non-need based financial aid programs. The total amount of financial aid that a student receives is referred to as the financial aid package. The financial aid package will reflect all federal, state and university offers of aid, including scholarships, grants, loans and student need-based employment. Since the initial financial aid package is provided several months prior to the student's enrollment, it is determined based on the following assumptions:

  • Student will be enrolled full-time (12 credits undergraduate/9 credits graduate)
  • Living status as reported by the student on the FAFSA
  • Loan amounts are based on the grade level (number of completed credits) and will be processed for the maximum amount the student is eligible to receive

If you will not be enrolled full-time, you must complete the Course Load Change form.

To obtain your Financial Aid Award Notification our office suggests you print, and fully understand the instructions before proceeding.


Step One: Log in to Your GullNet Account

» As an Incoming student, you have received your GullNet username, and password and instructions from the Admission's Office on how to use Salisbury University On-line Self Service called the GullNet.

GullNet Original Password: If you changed your original password use your current password. If you lost or forgot your password, you can request a new one at the GullNet sign-in page by clicking on the "Forgot My Password" link and a new password will be sent to your e-mail account. If you sign-in GullNet and are alerted that your password has expired please follow the link provided to have it reset. If you have any problems accessing the GullNet contact the IT Help Desk at 410-677-5454. All other questions regarding your Financial Aid Award Notification should be directed to our office.

» As a Current student, use your existing GullNet username and password or click on "Forgot Your Password?"

Step Two: Access Your Aid Offer

  • Click on Main Menu > Self Service > Campus Finances > Accept/Decline Awards
  • Click on Aid Year 2016

Step Three: Respond To Your Aid Offer

For information about your individual financial aid awards, click on the award name (in blue) to see a description of the award. Some awards have minimum enrollment requirements or require additional forms to complete.

Responding to Federal Grants - you will have the option to Accept this award(s). A response is required for this category of aid.

Responding to Gift Aid - gift aid awards (money you do not have to repay, such as VA benefits, tuition waivers, SU academic scholarships, state scholarships, and private scholarships) are already "Accepted" for you.

Responding to Student Loans - you will have the option to Accept, Decline, or Accept for a Reduced amount the Direct Stafford Loans. The loans offered to you are the maximum amount you are eligible to borrow, so it is important that you think carefully about your expenses and accept only what you need. If you choose to reduce your loan offer, you must indicate the reduced amount in the accept box. You may not reduce your loan below $200. If you are offered both the Direct Stafford Subsidized Loan and the Direct Stafford Unsubsidized Loan and wish to accept your loan for a smaller amount you MUST reduce the Direct Stafford Unsubsidized Loan first. A response is required for this category of aid.

Responding to a Parent (PLUS) Loan - if you are a dependent student and a PLUS loan is offered on your Financial Aid Notification, it indicates the maximum amount your parent can borrow in the Federal Direct Parent Loan for Undergraduate Students (PLUS).  This amount plus the aid offered in your name equals what is referred to as the total Cost of Attendance. The Cost of Attendance figure includes Direct Costs (always includes tuition and fees, room and board if you are living on campus and purchasing a meal plan) as well as Indirect Expenses (indirect expenses vary per student and are not included in your bill such as books/supplies, transportation and personal expenses). Please Note: Your parent is not required to borrow the full amount of the loan offer. They may choose to borrow only what you need to cover the direct costs charged directly to your student account and payable to the university. (See Cost of Attendance below for the breakdown of direct costs and indirect expenses that comprise the Cost of Attendance) If they choose to borrow less, they may be eligible to request additional funds later in the semester.  You will notice the only option you can choose is to "Decline" the PLUS loan offer. If your parent wishes to borrow the PLUS loan they must follow the PLUS Application Instructions.

Step Four: Click on Submit

For information on our Cost of Attendance:

Important Information
Salisbury University is committed to helping families meet the costs associated with a university education.  However, due to the current economic conditions, it is difficult to estimate State aid from the Maryland Higher Education Commission (MHEC). Therefore, please note that any State aid funding provided to students in their financial aid packages is estimated and subject to funding availability.  If funding is reduced or discontinued, we will notify you as soon as possible.

Deadline to Accept Student Aid/Loans:

  • 2015-2016 Academic Year Loan Period: May 10, 2016
  • 2015 Fall Only Loan Period: December 11, 2015
  • 2016 Spring Only Loan Period: May 10, 2016

Deadline to Complete PLUS Loan Request:

  • 2015-2016 Academic Year Loan Period: May 10, 2016
  • 2015 Fall Only Loan Period: December 11, 2015
  • 2016 Spring Only Loan Period: May 10, 2016

Deadline to Complete Grad PLUS Loan Request:

  • 2015-2016 Academic Year Loan Period: May 10, 2016
  • 2015 Fall Only Loan Period: December 11, 2015
  • 2016 Spring Only Loan Period: May 10, 2016

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Salisbury University 1101 Camden Avenue Salisbury, MD 21801 410-543-6000